Custom AI agents · Panama and Latin America
Your company,run by AI.
AI agents that serve, sell and collect for you 24/7. Lower costs, more sales.
- 24/7Your operation never stops
- 1 agentFor every area of your business
- 60–90 daysTo measure real results
- 100%Built around your processes
01 Value proposition
We don’t sell software. We deliver an operation that performs better.
One solution, end to end: AI agents that do the work, a platform where your team controls everything, and results measured with your own numbers.
Autonomous agents
They do the work, not just log it.
They answer on WhatsApp, quote, invoice, collect and follow up. They work around the clock, in your language and by your business rules.
- One agent per area, coordinated by a master AI
- They check and audit each other
- They hand off to a person when human judgment is needed
Custom platform
Your operation, in one place.
A platform designed for how your company works, where your team sees in real time what the agents do and makes the decisions.
- No generic licenses that don’t fit
- Connects to WhatsApp, email, invoicing and your accounting system
- Yours: your data and your rules
Measured results
Measured results, not promises.
We start with a free assessment using your real numbers and measure payroll and response-time savings at 60–90 days.
- Free assessment and savings estimate
- Phased rollout, starting where you save the most
- Ongoing support from Panama
Growing no longer means hiring at the same pace. Your team focuses on selling, deciding and serving; AI does the rest.
Solutions
Today, to grow, you have to hire more people.
Your team copies from WhatsApp to Excel, sends emails and checks everything twice. Your people are the bridge between systems.
With HumanOff, every area has its own AI agent.
They live inside your custom platform and do the repetitive work from start to finish, at any hour.
And the agents work as a team.
A master AI coordinates, and the agents talk to each other, validate each other and audit each other.
Example
- 1Invoicing issues the invoice.
- 2The WhatsApp agent sends it to the customer.
- 3Collections follows up on the payment.
Without anyone lifting a finger.
You grow without growing your payroll.
02 How we work
One path, from start to finish.
Free assessment
We get to know your business and calculate your savings.
We streamline your processes
Sometimes the answer is to remove steps, not to automate them.
We build your team of AI agents
One agent per area, coordinated by a master AI.
We give them a place to work
Your custom platform, where your team sees everything they do.
We measure results
Savings in payroll and time, at 60–90 days.
Works with the tools you already use
03 Calculate your savings
How much does repetitive work cost you today?
Pick your country and you know right away. The calculation runs in your browser; nothing is sent.
Copying data, answering the same questions, invoicing, collecting, following up. Reference: McKinsey (2023) estimates that current technology could take on activities that absorb 60% to 70% of work time.
Today you pay
$—
a year for work an AI agent can do.
How much would you save with HumanOff? We calculate it with you, using your numbers, in the free assessment.
Book your assessmentCalculation: people × salary × the country's annual labor cost (legal payments and employer contributions) × % of time. Each country's rates are explained below.
Calculator sources and assumptions
- Panama: reference salary USD 793.9 (median salary of office workers, INEC, Sept. 2025). Labor cost: 15.3 salaries a year = 13 legal payments + employer contributions of ≈18% (Ley 462/2025, CSS).
- Costa Rica: reference salary USD 1324 (average salaried worker, INEC, ene-mar 2026). Labor cost: 16.2 salaries a year = 13 legal payments + employer contributions of 26.83% (CCSS (PwC)).
- Mexico: reference salary USD 1100 (average formal salary, IMSS, sept. 2026). Labor cost: 16 salaries a year = 12.6 legal payments + employer contributions of ≈27% (IMSS, INFONAVIT (PwC)).
- Colombia: reference salary USD 682 (average salaried worker, DANE, ene-oct 2025). Labor cost: 16.1 salaries a year = 14.12 legal payments + employer contributions of 16.52% (UGPP (PwC)).
- Dominican Republic: reference salary USD 540 (average formal salary, BCRD, jul-sep 2025). Labor cost: 15.1 salaries a year = 13 legal payments + employer contributions of 16.39% (TSS (PwC)).
- Guatemala: reference salary USD 557 (minimum wage (no official formal average), Acuerdo Gubernativo 256-2025). Labor cost: 15.8 salaries a year = 14 legal payments + employer contributions of 12.67% (IGSS (PwC)).
- Peru: reference salary USD 668 (average income in Lima, INEI, jul-sep 2026). Labor cost: 16.4 salaries a year = 15.35 legal payments + employer contributions of 9% (EsSalud (PwC)).
- Chile: reference salary USD 1120 (formal private-sector average, net, INE, ESI 2025). Labor cost: 12.8 salaries a year = 12 legal payments + employer contributions of 6.83% (Superintendencia de Pensiones (PwC)).
- Ecuador: reference salary USD 837.7 (average formal salary, INEC, mayo 2026). Labor cost: 15.9 salaries a year = 14.48 legal payments + employer contributions of 12.15% (IESS (PwC)).
Assumptions: low-risk administrative employee, standard company regime, no profit sharing. Salaries converted to USD at each central bank's official exchange rate (October 19-21, 2026). Data reviewed on October 21, 2026.
04 Market data
The data backs it up.
Figures from public, verifiable sources.
- 31%
of jobs in Panama are already exposed to generative AI.
Source: ILO and World Bank, 2024 - 60-70%
of work time goes into activities that current technology could do (technical potential).
Source: McKinsey, 2023 - +15%
more issues resolved per hour in customer service teams working with an AI assistant.
Source: Brynjolfsson, Li and Raymond, Quarterly Journal of Economics, 2025 - 74%
of customers expect 24/7 service.
Source: Zendesk CX Trends, 2026 - 18 of 19
is Panama's rank in AI adoption by industry. Whoever moves first wins.
Source: ECLAC and CENIA, Latin American AI Index 2025
05 Why HumanOff
The most profitable way to grow.
Compare three ways to handle repetitive work.
| Hiring more people | Generic software or ERP | HumanOff | |
|---|---|---|---|
| Works 24/7, no shifts or overtime | –No | –No | ✓Yes |
| Does the work end to end | ✓Yes | –No | ✓Yes |
| Adapts to your processes, not the other way around | ✓Yes | –No | ✓Yes |
| Grows without adding payroll | –No | ✓Yes | ✓Yes |
| Answers your customers in seconds | –No | –No | ✓Yes |
| Support in Spanish and English, in your time zone | ✓Yes | –No | ✓Yes |
06 Blog
Learn with us.
Clear guides on AI agents, savings and results for companies (in Spanish).
How much can a company save on payroll with AI agents?
How to calculate what repetitive work costs you today and how much of it an agent can do.
What is a team of AI agents (explained without jargon)
A master AI, one agent per area and work that coordinates itself.
Why an ERP is not enough: organizing work versus doing it
Your system stores the information. Someone still has to do the work.
07 Where we are
In Panama City. For all of Latin America.
Panama · HumanOff HQWe serve all of Latin America
HumanOff is a software development company in Panama City. We build custom platforms, AI agents and automations for Panamanian companies and businesses across the region, in Spanish and in your time zone.
Calle 50 3101, Panama City
- Panama
- Costa Rica
- Colombia
- Dominican Republic
- Guatemala
- Mexico
- Ecuador
- Peru
- Chile
- and all of Latin America
08 FAQ
Before we start.
What does HumanOff do?
We make companies' operations easier and more efficient by putting artificial intelligence into all their processes, with autonomous agents and custom platforms and interfaces. The result: better performance, lower costs and 24/7 service.
Does this mean having fewer employees?
It means needing fewer people to operate. The agents take on the repetitive work, so you grow without hiring at the same pace, and your team focuses on selling, deciding and handling what needs human judgment.
How much can I save?
It depends on how many people spend their time on repetitive tasks and what that time costs. Use the calculator to see what you pay for that work today; in the free assessment we calculate the savings with you using your real numbers.
Do I need to know about technology?
No. We take care of everything; you see the results.
How are you different from an IT company or an ERP?
An ERP organizes your information; our agents do the work.
What is an AI agent and how is it different from a chatbot?
A chatbot follows fixed answers. An AI agent understands what it is asked and does the work: it serves a customer, sends a quote, books a meeting, issues an invoice or follows up on a payment.
How long does implementation take?
We work in stages, starting with the area where you save the most. The exact schedule is set in the proposal and we measure results at 60–90 days.
Where are you located?
In Torre Inteligente (Credicorp Bank), Calle 50, Panama City. From here we work with companies in Panama, Latin America and the rest of the world.
Do you work with companies outside Panama?
Yes. Our office is on Calle 50 in Panama City, and we work remotely with companies in Costa Rica, Colombia, Mexico, the Dominican Republic, Guatemala, Ecuador, Peru, Chile and the rest of Latin America.
How much does it cost to deploy AI agents?
It depends on how many areas we automate and which systems need to be connected. That is why we start with a free assessment: we calculate what repetitive work costs you today and deliver a fixed-price proposal by phases.
Free assessment
Tell us what takes up your time.
We will reply within 24 business hours with an initial assessment.
Prefer to message us? WhatsApp +507 6614-1620